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All Posts By

Donna Pelucci

Nov 01

Should You Buy Travel Insurance for Holiday Travel?

By Insurance, Personal Insurance

Holiday travel can be taxing even without the added stress of disruptions such as cancellations, flight delays or lost bags. Last winter, Southwest Airlines’ holiday travel meltdown left millions of travelers stranded and angry. Travelers were still filing for compensation for ruined trips weeks later. Consumer complaints against U.S. airlines to the Department of Transportation in February 2023 increased sixfold compared with February 2019, forcing the agency to temporarily stop reporting more data as it processes complaints. Despite the chaos, holiday travel shows no signs of slowing down this year. About 50% of Americans plan to pay for flights or hotel stays this holiday…

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Oct 31

HAPPY HALLOWEEN!

By Commercial Insurance, Personal Insurance

 Jack is cute, but also a hazard.  If you carve a jack o’lantern this year for your front porch, consider replacing the fire-lit candle with a battery-operated one. Fire hazards are a real scare for this holiday. In fact, according to the National Fire Protection Association, U.S. fire departments respond to an average of 800 home structure fires per year that began with decorations. These fires can result in death and injury, not to mention the damages that will need to be filed with the insurance company.   If you choose to have open flames, keep them away from all…

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Oct 20

Flood

By Personal Insurance

“My homeowners’ policy will cover me.” Speak with your insurance agent to understand why this is not the case and discuss a flood insurance policy before it’s too late.

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Oct 12

Severe Thunderstorm Safety

By Commercial Insurance, Insurance, Personal Insurance

Severe Thunderstorm Safety Severe thunderstorms are officially defined as storms that are capable of producing hail that is an inch or larger or wind gusts over 58 mph. Hail this size can damage property such as plants, roofs and vehicles. Wind this strong is able to break off large branches, knock over trees or cause structural damage to trees. Some severe thunderstorms can produce hail larger than softballs or winds over 100 mph, so please pay attention to the weather so you know when severe storms are possible. Thunderstorms also produce tornadoes and dangerous lightning; heavy rain can cause flash…

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Sep 26

PROTECT YOUR PROPERTY FROM STORM AND WIND DAMAGE

By Personal Insurance

PROTECT YOUR PROPERTY FROM STORM AND WIND DAMAGE Heavy winds from hurricanes, tornadoes or other storms can cause significant and costly damage to your home, business, or other property. The good news is that a few preventive steps can help you reduce your risk of wind-related damage. If you receive a storm warning, always follow the guidance of local authorities. 10 TIPS TO HELP REDUCE WIND DAMAGE TO YOUR HOME OR BUSINESS Inspect your roof regularly.Consider hiring a licensed roofing professional to evaluate the integrity of your roof and perform necessary repairs. Maintain roof flashing and siding.Wind can tear away…

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Sep 22

Tropical Storm

By Personal Insurance

NYC Weather: Brewing Tropical Storm Poised To Drench City Over Weekend Story by Matt Troutman •5h     A coastal storm is expected to soak New York City this weekend.© Courtesy of Tim Lee NEW YORK CITY — New York City is poised to get tropical, but forecasters aren’t talking about the temperature. A coastal weather system could strengthen into a full-fledged tropical storm this weekend and drench the city, forecasters warned. “This system will bring a wind swept and soaking rain, coastal flooding, beach erosion and dangerous rip currents to the area this weekend,” the National Weather Service warned. New York…

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Sep 21

Hurricane Idalia: Preparedness tips, resources to help keep your family safe

By Personal Insurance

Hurricane Idalia: Preparedness tips, resources to help keep your family safe Learn how to protect your family, home and valuables. ByABC News August 29, 2023, 10:06 AM     Hurricane Idalia is taking aim at Florida where it’s forecast to make landfall Wednesday morning. Officials are urging Floridians to make preparations on Tuesday. Here are tips and resources from the Federal Emergency Management Agency: — Be aware of the latest weather forecast. — Make sure you have plenty of cash on hand in case your area loses power, causing ATM machines and banks to close down as well. — Make a…

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Feb 01

FREEZE ALERT: February 2 – 4, 2023

By Commercial Insurance, Personal Insurance

Greetings! NBIC is pleased to provide monthly updates via the NBIC News.  Please be sure that you and other members of your agency are up-to-date with the latest product enhancements, pricing changes, and other important information coming from NBIC. ALERT: Frigid Temperatures Expected in Northeastern United States A blast of extremely cold air is expected to cover most of New England and the Mid-Atlantic sections of the United States, resulting in temperatures far below freezing. Depending on the area, the extreme cold will begin on February 2nd and last through February 4th. During extended periods of cold, and/or during extremely frigid conditions, the…

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Feb 18
Blog Post - Winter Weather

Help your clients stay safe during winter weather

By Business Insurance, Insurance

Heavy snowfall, ice storms, and bitter temperatures continue to impact wide swaths of the country, including many southern states. If your clients have been impacted by this weather, here are some tips you can share to help them stay safe and protect their property: Stay alert. Continue to monitor local radio stations and media outlets for the latest updates on power outages, water/health advisories, and other important announcements. Use flashlights, not candles. Never leave a burning candle unattended. Use flashlights instead of candles, which can get knocked over and increases the risk of fire. Store water for you and your family. Each day,…

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Feb 09

Keeping Safe // COVID-19 and Prevention

By Employee Benefits, Insurance

Stay Informed About COVID-19 and Prevention What to know about COVID-19 COVID-19 is a new strain of coronavirus that causes a highly contagious infection. People with COVID-19 have had a wide range of reported symptoms, ranging from mild symptoms to severe illness. Please check the CDC for the most up-to-date list of symptoms.   Protect yourself with these simple steps Wash your hands often with soap and water; use hand sanitizer when you can’t wash. Clean and disinfect items and surfaces you touch often. Cover your coughs and sneezes with tissues; discard the tissues. Avoid touching your face. The best way to prevent…

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